I have not heard of any users being charged either way.
I have not heard of any users being charged either way. Merchants are sometimes charged based on whether you use debit or cc function. The big difference is when you use debit, $$ comes out right away; when you use cc it may be 1-2 days before the $$ comes out. To my knowledge, all […]
Are there any Dave Ramsey followers on here?
Are there any Dave Ramsey followers on here? If so where are you at in your plan, what are your goals, what are you doing to deal with your debt? I’m trying to get back on the Dave Ramsey “drink the kool-aid and shave my head” mentality. I’m hoping I have a few folks with […]
ATM vs Credit Card
Maybe you all have discussed this before, but if you don’t mind, could you share some light on this again? Is it that some banks are charging the account holders for using the debit card and not the credit card, and charging the merchants for the customer’s use of the credit card, but not of […]
Hi, We read Ramsey’s *Financial Peace* years and years ago… well it was around 1999. We used the snowball method of debt reduction and the envelope system of money management. We worked hard on our way to financial freedom and were debt free with the exception of car payments and housing since 2008 and then […]
Еalking to someone at your bank about investments
I’ve noticed that a couple of people mentioned talking to someone at your bank about investments and I’d urge you strongly to avoid your bank for any kind of investing information. Banks are notorious for having expensive products which under perform the market and are best avoided for everything but banking. If you join Upromise […]
I won’t do it simply on principle
I agree as tempting as it to take money out of my 2 yr old daughters savings account ($2400 already accrued) I won’t do it simply on principle that it is hers. I have even thought of ways to pay it back in the future but I will not ask my children to pay for […]